You too can reduce your debt overnight with a simple 5 minute phone call learn the secrets for getting out of credit card debt fast and getting your finances back in order written by the owner of a credit card debt company this actionable guide shares insider secrets your credit card company doesnt want you to know about in this book you . The easiest and fastest way to eliminate credit card debt is to stop using your credit cards plan to pay in cash and you will automatically spend less in fact research has shown that consumers. The best way to reduce credit card debt step 1 first call your creditors to negotiate lower interest rates this is the all important first step that most people skip people often never call their creditors to even ask for lower rates as a result it makes it harder to eliminate the debt and leads to higher costs. Debt is generally challenging to pay off however credit card debt takes the pain up a notch and is tougher to deal with than most when you are on a low income dead broke and saddled with all kinds of debt paying off your credit card debt may feel like an impossible task on one hand your revolving high interest credit card gives you the freedom to spend money you dont have while on . 6 do a balance transfer to a 0 apr card a key factor in repaying your credit card debt expediently is your interest rate since a lower rate reduces not only your minimum monthly payments but
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